Saturday, July 27, 2013

Stupid insurance.

So. I was very excited and proud of the fact that my lowest balance card was finally going to have a balance under $1,000. I had a game plan worked out to pay it off in roughly four months, and I was feeling very motivated by that fact.

Sadly, I've run into a hiccup. I received my car insurance bill and need to pay it soon. I was going to put it on a different card (Discover) that would give me reward points for the purchase, since I'm not at a "financial comfort" zone where I can pay it in cash. But my ridiculous insurance company only accepts Mastercard, which happens to be the one card I can pay off in the foreseeable future. They are a nationwide company, so tell me - why the hell don't they accept all major credit cards?

I'm feeling disheartened, because that's going to increase my balance by $400. One step forward, two steps back. Every time I start to make progress towards climbing out of my Debt Chasm of Doom, something like this happens. I can't catch a break. For instance, I just got a promotion at work. This would normally be fantastic news, but thanks to departmental loopholes and the joyous HR department, I don't get a salary raise. I get a lot more work and stress, but no compensation for it.

I give up.

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